Super Bowl and Car Insurance: The Safety Connection


As soccer fans across the country look to the date of Sunday, February 5 with excited anticipation, the insurance industry also has the day marked in red. While there are certainly plenty of sports enthusiasts among companies and agencies, there’s another reason for the calendar date being circled, and it’s as valid as it gets.

“Sports fans everywhere are bound to take part in the nationally broadcast event. Whether it’s streaming at the stadium in Houston, TX or watching the games together with friends or family at parties, bars or restaurants, you can be I’m sure there will be a lot of camaraderie, as well as food and drinks, including alcoholic ones. That’s where the concern comes in,” says an auto insurance specialist.

Of course, what this agent and others like him are referring to in regards to the Major League Soccer playoffs is that at some point after a large amount of alcoholic beverages, the fans will come home, with many drinkers trailing behind. behind the wheel and responsible for your own life, as well as the lives of your passengers and other motorists on the road.

“Studies indicate that drinking partygoers are involved in many deaths, injuries and damage on the road,” reveals the same auto coverage expert. “And this is not only bad news for those who operate all types of vehicles, including cars, trucks, motorcycles, etc., but also for those who write the policies that insure them.”

But with bad news comes good news!

Within the commercial world related to the indemnity industry, there is auto coverage that offers protection services for the insured motorist who does not want or should not drive home after a party. These free bonuses for policyholders include free taxis, car service or company rideshares back home for participating auto or auto/boat/homeowners insurance members via payment offset with a receipt.

With this incredible offer come other ideas that car drivers and party hosts would do well to follow.

Three Smart Tips for the Sporting Event Party Goer and Party Host

• Fans intending to drink alcoholic beverages at a sports gathering should be proactive with safety BEFORE participating in social celebrations by designating another non-drinking driver to drive and transport them home.

• In general, party hosts are not off the hook when it comes to liability. These hosts are encouraged to post contact information for neighborhood car and taxi services, so drivers have an alternative way to get home.

• Offerings at sports or other similar parties where alcohol is served must also include food and non-alcoholic beverages.

For more information on insurance benefits that include taxi service from gatherings where alcoholic beverages are served, please contact an experienced independent insurance agent.

Oh yeah, and after making the necessary arrangements, don’t forget to enjoy the game!